Fees and Finance
CAW Business School offers a variety of ways to pay for course fees, details can be found on each course page.
If you are aged 19 or older you may be eligible to apply for an Advanced Learner Loan. This means that if you are 19 or older, and are looking for a way to fund your course, you now have the option to apply for a loan. It is easy to apply; there is no credit check and your household income isn’t taken into account, and what’s more, you won’t have to pay anything back until you earn over £25,000 a year!
Professional and Career Development Loans are commercial bank loans that can be used to help pay for work related learning. You can borrow between £300 and £10,000 to help support the cost of up to two years of learning (or three years if it includes one year’s relevant unpaid practical work).
The Government will pay the interest on the loan while you are learning and for one month afterwards. You will then need to start repaying the loan as you would any other commercial loans product. The loan can be used to pay course fees or other costs such as travel and living expenses. You can also use the loan to supplement other forms of support such as grants or bursaries.
CAW Business School Hardship Fund
CAW Business School has a hardship fund which was set up to support those students who are suffering financial distress and, for whatever reason, are unable to access any other kind of assistance or where a top-up is considered necessary.
Each application is judged on its own merits.
Grants, bursaries and additional help
Students are encouraged to explore the opportunities for sourcing additional financial assistance to support their training costs.
To help you, we have gathered information on various grants, bursaries and additional funding information via the link below – however this list is not exhaustive. We recommend that you take the time to have a look through and consider if any of these sites are applicable to your situation. It could be of benefit to you.
Advanced Learner Loan Bursary Fund
If you are over 19 years of age and in receipt of an Advanced Learner Loan and find yourself in financial hardship you can apply to CAW Business School Advanced Learner Loans Bursary Fund (funded by the Government) for financial assistance.
Applications can be made for support in the following areas:
• Hardship situations
• Providing additional support with your learning
• Making necessary adjustments under the Equality Act 2010 e.g. Getting or changing equipment
NUS Extra Card
With an average saving of over £500, the NUS card is the smart way to save on your purchases. The NUS card is available to students for only £12 and for an entire year from the date of purchase. You can save on:
- Fashion (Accessorize, ASOS etc.)
- Music, Films & Gaming (Amazon, Game etc)
- Books & Stationery (Staples, Amazon etc.)
- Health & Beauty (Superdrug, Vision Express etc.)
- Accommodation & Travel (EasyJet, National Express, STA Travel, 16-25 Railcard etc.).
- Technology & Gadgets (Apple, Dell, Ink Cartidges etc.)
- Tickets (Odeon, Cineworld, Ticket Master etc.)
- Food & Drink (Pizza Express, co-op, Giraffe, Dominos Pizza, Frankie & Benny’s etc.)
Please note the offers/discounts available are not fixed and may vary or be withdrawn at any time.
To apply you must be studying on a full or part time course.
The one-off fee of £12/£24/£36 entitles you to an NUS Card which is valid for 12/24/36 months from the date of purchase.
You need 3 things to start your application:
- You need to be a student
- Have a webcam or recent photo
- Have your payment ready
Help with transport costs
Concessionary bus passes
You may be able to get a concessionary bus pass depending on where you live and what your operator offers. This really depends on the area in which you are travelling so we suggest you contact your local bus operator or council for see if there is anything available.
You could save up to a third on train fares across the UK! Find out more.
Oyster Photocards (Travel Concession for London Residents)
The 18+ Student Oyster Photocard can save you up to 30 per cent against the price of adult rate Travelcards and bus and tram passes.
The 16+ Zip Oyster Photocard can allow you to buy child-rate Travelcards and bus and tram passes.
Applications for Oystercards, available to London resident students, can be made through the Transport for London website which also includes details and eligibility criteria.
Help with childcare costs
Work Preparation Support for Carers
If you are over 18 years of age and are thinking about undertaking a training course, you may be eligible for help with childcare costs through the Work Preparation Support for Carers scheme. This support can be accessed through Jobcentre Plus or other employment support services.
Your training course can be up to a level 3 qualification and should improve your chances of finding employment. You should speak to your employment advisor before applying for a place on a course.
For further information please contact your local Jobcentre Plus.
Care to Learn
This scheme can help by paying for childcare costs while you learn. Eligible for those under 20, the Care to Learn funding could pay up to £160 per child per week (up to £175 for those living in London). To access such funding you must also be living and learning in England, caring for your own child or children, be either a British citizen or a national of another country within the European Economic Area (EEA).
Apprentices receiving a wage cannot receive Care to Learn, however there are alternative schemes that can help with childcare costs, such as those through the Tax Credit system.
If you are a full-time undergraduate student with dependent children aged under 15 (under 17 if they have special educational needs), are a British or EU citizen and you pay for registered childcare, you may be eligible for the Childcare Grant.
It is paid in three termly instalments directly into your bank account. The grant can pay up to 85 per cent of your registered childcare costs for 52 weeks per year. The maximum you can be awarded is £148.75 per week for 1 child and £255 per week for 2 or more children.
This grant is not taken into account when calculating income for benefit purposes. However, you cannot get this grant if you or your partner claims the childcare element of Working Tax Credit.
Parents’ Learning Allowance
If you are a full-time undergraduate student from England with dependent children you could be eligible to apply for Parents’ Learning Allowance. You could receive between £50 and £1,508 a year to help with learning costs such as books, study materials and travel. It can be claimed in addition to the Childcare Grant. It is paid in three termly instalments directly into your bank account and does not need to be repaid.
Discretionary Learner Support
If you are 20 years of age or over, on a further education course (not apprenticeship or work-based learning course) and facing financial hardship you get help with your childcare costs through Discretionary Learner Support (DLS).
You should apply to your learning provider (college) who will decide how much money you will get depending on their scheme and your circumstances.
The money could be either a direct payment which you do not have to pay back, a loan which you have to pay back or paid to someone else (e.g. childcare provider).
Disabled Students’ Allowances
A quick guide to Disabled Student Allowances (DSAs), for Higher Education students only, can be found here.