Stay Smart: Protect Yourself from Student Fraud
Posted: 25 March 2026 at 11:41 am | Author: Alison German
Fraud is on the rise across the UK, and students are increasingly being targeted. Whether you’re managing your money, looking for work, or securing accommodation, it’s important to stay alert to the risks.
Many scams are designed to look genuine. You might be offered an easy way to make money, find a great deal online, or secure a room quickly – but these situations are often used by criminals to steal money or personal information.
Some of the most common scams affecting students include money muling, where you’re asked to let money pass through your bank account, online shopping scams offering goods that never arrive, and accommodation fraud involving fake property listings. Employment scams are also common, with fake job offers used to collect personal details or upfront fees. More personal scams, such as romance fraud, can involve building trust before asking for money or making threats.
A key warning sign across all of these is pressure – being asked to act quickly, share details, or make a payment without time to think. If something feels too good to be true, it usually is.
The best way to protect yourself is to pause and question unexpected requests, keep your bank details secure, and check that offers and organisations are genuine. Talking to someone you trust can also help you avoid making a quick decision you might regret.
If you think you’ve been targeted by a scam, contact your bank immediately and report it.
For more detailed advice and guidance, take a look at this Student Guide to Fraud from the North West Regional Organised Crime Unit.